# Spend

Spend lets you use your Lince balance in the real world.

No manual withdrawals, no off-ramp friction. Your yield is ready to spend the moment you earn it.

Spend has two modes:

<table data-view="cards"><thead><tr><th align="center"></th><th data-hidden data-card-cover data-type="image">Cover image</th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td align="center"><strong>Direct Stables</strong><br><sup>Pay directly from your wallet.</sup> <br><sup>No card, no KYC, no friction.</sup></td><td><a href="https://758815917-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FxQuJm0cIfuwRxN57pOBY%2Fuploads%2FT27syeEJlmrZ44p9hwwk%2FFrame%201321318546.png?alt=media&#x26;token=301fad61-c533-4985-aa38-85da9788befa">Frame 1321318546.png</a></td><td><a href="spend/direct-stables">direct-stables</a></td></tr><tr><td align="center"><strong>Credit Card</strong><br><sup>Coming soon</sup></td><td><a href="https://758815917-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FxQuJm0cIfuwRxN57pOBY%2Fuploads%2FKKWY4bQCdhUY7pyh6ebG%2FFrame%201321318763%20(3).png?alt=media&#x26;token=5f510816-8e74-4ed5-bc7b-a2776c1ed942">Frame 1321318763 (3).png</a></td><td><a href="spend/credit-card">credit-card</a></td></tr></tbody></table>

### Start spending your way

{% embed url="<https://yields.lince.finance>" %}